What I do
As your trusted independent insurance agent, I specialize in structuring personalized life and health solutions for individuals of all ages, whether you're over or under 65. With a keen understanding of the unique needs of each client, I pride myself on tailoring my offerings to provide the perfect fit. Whether you're enjoying retirement or planning for it, expanding your family, or embarking on a new journey solo, I'm here to provide expert guidance and unwavering support every step of the way.
How Can I Help
Family Health Insurance
Individual health insurance policies offer coverage for yourself as an individual, as well as for your dependents or loved ones. These policies are designed to provide health coverage for individuals who are not part of a group plan or who prefer to have their own policy. Additionally, small business owners or sole proprietors can benefit from these health insurance plans. If you lack access to employer-based health insurance or if the available plans do not meet your requirements, we are here to assist you in finding the most suitable individual health insurance policy to suit your needs.
Short Term Insurance
Short-term health insurance offers an affordable health care solution for individuals seeking coverage during transitional phases in their lives with coverages beginning as soon as tomorrow. Allow me to assist you in discovering if a short-term health insurance plan suits your needs and explore the top available options.
Medicare Advantage Plans
Original Medicare coverage plans can become intricate, often incurring costs for specific services. Medicare Part C, also referred to as Medicare Advantage plans, are provided by private insurance companies, encompassing both Part A and Part B coverage, along with supplementary benefits. This inclusive coverage entails hospital insurance and medical insurance. Some plans also incorporate prescription drug coverage, offering both prescription drug and healthcare benefits within a unified healthcare plan, rather than separate plans. In numerous regions, there are several cost-effective options available, along with additional distinctive benefits not encompassed in Original Medicare.
Medicare Supplement
Medicare Supplement Plans, commonly known as Medigap, differ from Medicare Advantage Plans. They offer supplementary coverage that fills the gaps left by Original Medicare. While Original Medicare covers many costs of healthcare services and supplies, copayments, coinsurance, and/or deductible expenses may still remain. The appropriate Medigap policy for your circumstances can aid in covering some of these healthcare bills and provide assistance even when traveling outside the U.S.
Life Insurance
Selecting the appropriate life insurance is crucial when planning for your future and that of your loved ones. Let me help you find the right life insurance policy to tailor to your individual personal and financial requirements.
Don’t forget! As life evolves, your life insurance coverage may need adjustments as well to align with your current needs.
Dental & Vision
While health insurance often covers medical expenses related to illness or injury, it typically doesn't cover routine preventive care for your eyes or teeth. That's where vision and dental insurance come into play. These specialized insurance plans can help cover the costs of regular check-ups, cleanings, and treatments for your eyes and teeth. It's important to explore your options and find a plan that suits your needs and budget, especially if you want to ensure comprehensive healthcare coverage for you and your family.
Looking for a different kind of health insurance?
I specialize in creating insurance solutions to fit all your needs.